When working adults retire, they will be expected to live off their retirement benefits or pensions which may have accumulated over the years after working for so long. Unfortunately, there are lots of adults who do not have adequate resources and earnings to live a comfortable retirement.
Circumstances will vary a lot, depending on whether a certain retiree has their own home, has a pension, requires special care, medication and similar elements. In some cases, the parent will move into the adult child?s house, or maybe the grownup child will stay in the parent?s residence.
While children are not bound by law to take in their aging parents and provide them with support, there are laws in about 30 US states that require children to take some responsibility of their aging parents. These state laws declare that children ought to pay for necessities such as shelter, clothing, medication and food. Such statutes are described as filial responsibility laws and made according to the laws set by Queen Elizabeth of England back in 1601 referred to as Poor Laws.
Government Programs and Entitlements
In the United States, there exist certain government programs in which people make contributions towards retirement. These include Medicare and Social Security. All Americans make contributions during their working years towards these national programs. Social Security is a national scheme meant to provide for senior citizens and retirees once they attain a specific age. Upon attainment of the age of about 67, contributors will receive a regular monthly stipend to take care of their expenditures such as rent, food, clothing and other necessities.
Medicare provides for medical and health needs, particularly for elderly individuals who need special medication. On the other hand, Medicaid provides basic support such as shelter, food, clothing and individual care to seniors in desperate need of assistance. This is usually a program organized by the state governments and because demand for this form of support is high, the funds and limited. This is why the government encourages children who can look after their aging parents to do so. Whether there is any sort of legal obligation on the part of the children is another issue entirely.
Enforcing Filial Laws
So far, no government has enforced the existing filial laws found in the different state statutes. This is due to the fact that the problem concerning seniors and retired adults with no income or social security is still manageable. It is possible that in the future this problem may get out of hand and the governments may have to identify other ways and methods of taking care of senior citizens with no Social Security or Medicare needs. As a result, there is no enforced legal obligation on the part of adult children to look after their aging parents.
Namey Youan has always been interested in senior home cares and she has sometimes written articles on home care in Montreal for rahwestisland.com
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